sábado, 4 de mayo de 2019

ND MAY 4 19 SIT EC y POL



ND MAY 4 19  SIT EC y POL 
ND denounce Global-neoliberal debacle y propone State-Social + Capit-compet in Eco


ZERO HEDGE  ECONOMICS
Neoliberal globalization is over. Financiers know it, they documented with graphics


This is no small thing...

Demonstrably false. It was that all the way back in March 2018 and I think in May 2019 it’s even more so. Where’s the money? Where are the dealers who are the money?

See Chart:
Swap Spreads and Implied Bank Capacity
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We cringe every time we hear this ‘flattening curve’ rationale for higher volatility

as SocGen summarizes, "Higher real policy rates are followed by higher equity volatility and vice versa" and while the QE period has distorted the tight fit these two parameters had in the 1990s, SocGen notes that "the inflexion points have overall been forecast quite accurately by our real rates model. This framework also correctly forecasts equity volatility in Europe"

See Chart:
Real Fed Rate are the most accurate predictor of future S&P500 Volatility

In other words, there is at least agreement on one thing: whether one uses the - allegedly inaccurate - yield curve to predict volatility, or instead one projects the VIX based on the real Fed rate, volatility is set to explode in the coming months. And that is, at the end of the day, all that matters.
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Rising interest-only loan issuance paired with a drop in av­erage DSCR may spell a messy future for the CMBS industry if the US economy encounters another reces­sion...

The difference in issuance between interest-only and fully amortizing loans continued to widen as the market approached the recession, eventually reaching a point where interest-only debt repre­sented 78.8% of new issuance in 01 2007. Even though the prevalence of interest-only debt is mounting, why would this be a concern in today's market? 

See Chart:
BREAKDOWN IN  new Issuance by Amortization Time

IO Loans Are More Likely to Become Delinquent
Just because a large chunk of interest-only debt became delinquent during the previous recession does not mean the same is destined to happen in the next downturn.

SEE Chart:
Delinquency rate by Amortization Time


Lend­ers will typically give interest-only loans to stronger proper­ties and require amortization from weaker properties, so it makes sense that they would also require less P&I cover­age for those interest-only loans on lower-risk properties.

See Chart:
Average DSCR by Amortization Type (2010-1019)

What Lies Ahead for the IO Sector?

Rising interest-only loan issuance paired with a drop in av­erage DSCR may spell for a messy future for the CMBS industry if the US economy encounters another reces­sion. At this point, CMBS market participants can breath a little easier since interest-only performance has remained above the market standard. However, this trend is worth monitoring as the larger volume could portend a loosening in underwriting standards.
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This amount is about half the budget for food stamps, for example, which politicians want to cut.

At a current rate of about $36 billion a year, this is a cost to the Treasury that is indefensible. This amount is about half the budget for food stamps, for example, which politicians want to cut. There is no provision for these funds ever to be paid back. It is welfare for the bankers.

See Chart:
Interest on Excess Reserves
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...more important than the future direction of the federal funds rate, is the question of why there is even a federal funds rate to begin with...The work is crude. The work is fake. The plotted dots are meaningless...

Why Fed Chair Powell is a Laughingstock
Just this week, for example, Powell zoomed in on the dots and concluded that the federal funds rate should remain within a range or 2.25 to 2.5 percent.  At the same time, via an implementation note, Powell lowered the interest on excess reserves (IOER) rate 5 basis points to 2.35 percent.

See Chart:
Effective Federal Funs Rate
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"It smells like 2008 all over again...The question now is, when will the mainstream media and the Fed finally acknowledge this is happening?"

Most of my regular readers know full well how unemployment numbers are rigged to show recovery, but to summarize, around 95 million working age Americans who are unemployed are not counted as unemployed by the Bureau of Labor Statistics because they have been jobless for long enough to be removed from welfare benefits roles. Now, to be clear, the BLS does keep track of this statistic, but, they DO NOT treat it as a measure of unemployment when reporting their stats to the public.

See Chart:
Unemployed + “No in Labor Force”
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SOURCE:  https://www.zerohedge.com/news/2019-05-04/crash-us-economic-fundamentals-accelerating
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US  DOMESTIC POLITICS
Seudo democ duopolico in US is obsolete; it’s full of frauds & corruption. Urge cambio

Idiotism :

The gap between reality and the dominant narratives about reality is getting wider and wider. Something’s going to have to give...
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Trump Derangement Syndrome alive and well in the battle for 2020...
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"Troika of tyranny" = John Bolton’s second-favorite masturbatory fantasy
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US-WORLD  ISSUES (Geo Econ, Geo Pol & global Wars)
Global depression is on…China, RU, Iran search for State socialis+K-, D rest in limbo

Sustained fire continues into the night in major escalation...
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DON’T  MISS THIS JOKE

Trump concluded - in what appeared to be an attempt to reassure Kim before he does something even more drastic - by adding that a deal "will happen."
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SPUTNIK and RT SHOWS
GEO-POL n GEO-ECO  ..Focus on neoliberal expansion via wars & danger of WW3

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NOTICIAS IN SPANISH
Lat Am search f alternatives to neo-fascist regimes & terrorist imperial chaos

RT EN ESPAÑOL 

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GLOBAL RESEARCH
Geopolitics & Econ-Pol crisis that leads to more business-wars from US-NATO  allies

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PRESS TV
Resume of Global News described by Iranian observers..

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